Disability

Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

Short-Term Disability (STD)

You are eligible to receive STD benefits after you have been disabled for seven days due to a non-work-related illness or injury.
Replaces up to a maximum of $1,540 per week.

Long-Term Disability (LTD)

You are eligible to receive LTD benefits after 90 days of disability.
Replaces up to 60% of your eligible income, up to a maximum of $15,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.